As you may already know, it is required by law to have auto insurance. Although aut0 insurance is an expense that we do not see an immediate benefit from, it protects all drivers on the road.
As a student, you may feel that your auto insurance rates are higher then others and you may be right. Due to the age of most college students, insurance companies often view them as higher risks because of their limited driving experience. If you fall into this category there are a few things you can do to try and limit your expense. First, make sure you shop around and compare rates. Review quotes online and determine which policy has the ability to give the widest coverage for your budget.
Although students tend to have higher premiums, discounts are available for students. When students receive good grades, insurance companies take note of the students’ capability to be responsible in school and translate that into a discount as a driver.
If you are in the market for a new car, go with a basic car. Owning expensive vehicles often leads to higher prices on premiums. Installing extra security measures can sometimes lead to discounts as well but this particular discount varies so check with your carrier.
Most college students have a very short credit history, if any but having a high credit score will ultimately lead to lower premiums.
Finally, be a safe driver! The better your driving record, the lower your premium is going to be!
Filed under: DO UR HMWK by Ryan Social tagging: auto insurance > auto insurance discounts > automotive insurance > college auto insurance > student auto insurance > student discounts
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Apple pie and baseball games are not the only things that define America. Road trips have always been a source of excitement for all Americans. Throughout the years people have always associated road trips to an escapism from reality or a “new start”. Especially during the summer, families and friends love to take off, and drive out of town for a long weekend. Road trips are always adventurous, but to make the most of your vacation, here are 5 tips to make it a trip you will always remember!
1) Think outside the box
It might be tempting to choose a known fast-food place on the way like McDonald’s or Taco Bell for a quick bite. Spice up your dish and choose a restaurant you’ve never heard of!
2) Ditch the Car
While you are driving, look for anything that seems interesting to explore. Sitting in a car for hours can be exhausting and boring. If you are ever getting tired of staring at the never-ending road, get out of the car, and explore the area! It will be a refreshing change, and you’ll be ready to keep driving!
3) Drive Safely
Before you leave for your road trip make sure you have auto insurance. Summer is the time for road trips, and there are so many people on the road. Drive safely, and make sure you are insured because car crashes are very common, and can be very costly!
4) Take the Scenic Route
You are more than likely going to be on the road for hours if you are taking a trip. Choose a route that is more scenic and beautiful. It might not be the shortest route, but your ride will be a lot more enjoyable if you choose “the road not taken”!
5)Research
Spontaneous road trips might seem more exciting initially, but it is always better to do some research about the place you are visiting so you know of exciting things to do in the area. While you are on the road, flip through some brochures, and familiarize yourself with your destination.
Filed under: DO UR HMWK by Sonia Social tagging: Americans > auto insurance > drive safely > long weekend > road trip > summer
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Yeah, it will go down. But, according to some, that’s about the only good thing that will happen to me after graduation! NJ.com welcomes college grads to the real world – and proceeds to scare the crap out of all us grads!
“To add fuel to the fire, you are now in a world without the security of a college syllabus with the possibility of a boss who will eat you alive before cutting you a break. If managers remain true to past surveys, you will learn that learning to manage ambiguity and communications skills are much more important than academic knowledge and the awareness of diversity that the academic world is attached to.”
I’m holding onto that cheaper auto insurance bill!
Filed under: Dear GG by GG Social tagging: auto insurance > Graduation > Real World
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