GradGuard Student Protection Plan - "Peace Of Mind" Benefits For College Students

GradGuard Tuition Insurance includes premium membership in College Parents of America and all of the college lifestyle benefits that make up the GradGuard Student Protection Plan, including:

• Identity Theft Protection & Resolution Services
  

Card Cops

Card Cops utilizes real-time, web-crawling technology to monitor chat rooms, websites, blogs and message boards where thieves trade and sell stolen credit/debit card data. Should we find any of your family's monitored cards on these web portals, Card Cops automatically sends you an email alert, giving you the time needed to foil a thief's attempt to use your credit information.*

*Card Cops monitors up to ten registered credit/debit cards on the Internet, based on extensive research of Internet chat rooms; however, it is impossible to ensure that all Internet chat rooms have been searched for your student's personal information. Accordingly, your family's monitoring alert reports may not contain or apprise you of all of your student's personal information that is publicly available or that may have been compromised.

Identity Resolution Services

Should anyone in your family become the victim of identity fraud, we will help him or her recover quickly. You'll be assigned a dedicated caseworker who will work with you to restore your family's identity, supporting your every step of the way. Plus, you'll receive a customized kit filled with helpful information to help you recover even faster. Thanks to College Parents of America and GradGuard, you and your family can be well on your way towards restoring your good name in no time.

Card and Document Registration

This service helps your family to store information from credit cards, bank cards and important documents in one central location. Should your student's registered items become lost or stolen, retrieving his/her your data is just a simple phone call away...making those emergency situations a little less stressful.

Lost/Stolen Credit Card Assistance

If your student or another member of your family discovers his/her credit cards are missing, call us immediately. We will notify all credit card issuers, cancel lost or stolen cards, and request that replacements be issued promptly.* When you call, you will be asked questions, such as name, address, and Membership Number. You will also be asked to verify credit card information. We will promptly mail you written confirmation of all credit card cancellations and all replacement requests.*

*Some financial institutions may require you or your student to call them directly and will not accept notification from third parties. In this circumstance, we will contact you so that you or your student can call your financial institution directly.

• Travel Guard's Emergency Medical Evacuation Insurance
  

This plan provides up to $50,000 in Emergency Medical Evacuation insurance.  Travel Guard offers worldwide medical coverage and will transport the student home or to the nearest medical facility of the students home, plus pay any qualified accompanying travel medical expenses incurred.

For coverage details, please review the Travel Guard policy, found here.

COMING SOON:

• Small Gadget Theft Insurance

If your cell phone, portable DVD player, personal digital assistant, Blackberry, or digital camera is stolen, you are covered for the actual cash value of the stolen item at the time of the loss, up to $400. Coverage is limited to up to 5 covered items per claim, two claims per membership year, with a maximum of $400 per claim.*

*Small Electronics Theft Insurance is underwritten by Virginia Surety Company, Inc. under group policy form # GEN-GP (10-09). Exclusions and limitations apply. See Evidence of Coverage for details regarding such exclusions and limitations. NOTICE: The Small Electronics Theft protection is not available to residents of the state of Texas.

• Physical & Virus Damage Protection For Your PC

Be covered for damages to your PC.

PC Damage Protection reimburses you for both physical and viral damage to your PC – up to $1,000 for each type of damage. If your PC becomes damaged while you’re a member of GradGuard, simply have it repaired by the technician of your choice, and we’ll pay for the covered repairs up to $1,000.*

*Personal Computer Accidental Physical Damage, and Personal Computer Virus Damage insurance benefits are underwritten by Virginia Surety Company, Inc. under group policy form # GEN-ID-GMP (TBD). Evidence of coverage under the master policy issued by Virginia Surety Company, Inc. with respect to such insurance will be available to you upon enrollment in the GradGuard service. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the evidence of coverage are subject to the terms of the master policy.

• Warranty Extension
  

GradGuard Student Protection Plan entitles you to five full years of warranty coverage from date of purchase for almost all eligible purchases you make using any credit card, cash or check. Any eligible item with a purchase price up to $5,000.00 which is covered by a manufacturer's U.S. warranty will automatically have the warranty, with all its provisions, extended to a total of five years (60 months) from the original date of purchase.*

Please review a complete list of terms and conditions for the Warranty Extension benefit, found here.

*Extended Warranty applies to products with a sales price under $5,000. Reimbursement for Extended Warranty per occurrence is up to the lesser of $5,000 and the purchase price of the product. These benefits are not available to Maine and Puerto Rico residents. Protection is in effect only while membership is active. For a description of coverage's and limitations thereof, please review the Extended Warranty Terms and Conditions which are enclosed in your membership materials. Certain states deem the Extended Warranty to be a form of insurance; accordingly, those benefits are offered in those states through Trilegiant Insurance Services, Inc. and are underwritten by Virginia Surety Company, Inc.