Help protect your stuff & liablity with College Renters Insurance

  • Coverage exclusively built for students and campus residents
  • Protection for your property around the world
  • Personal liability coverage
  • Replacement cost for your belongings
  • Deductible as low as $100
  • Convenient monthly payment plan

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How much coverage do I need?

quick quotes

Get your free quote in under a minute

low price

Average cost is less than $16 per month1

no credit score needed

No credit score needed to issue a policy

GradGuard is the preferred provider of Renters Insurance for over 100 colleges and universities, including:

college partners

Features of Renters Insurance designed for college life:

  • laptop

    Exclusive coverage built for students This policy has a unique student endorsement that provides additional protection for college life. That includes coverage for your electronics up to the policy limits, which complements the policy’s full replacement cost coverage.

  • homeowners

    Alternative to Homeowners Insurance Renters offers a lower deductible and premium than a typical Homeowners policy, and small claims (like a bicycle) won’t affect your parent’s premium for years to come. Learn why college students should still have Renters Insurance even when they're covered by a Homeowners Policy.

  • liability coverage

    Personal liability coverage You’ll get financial protection for unintentional damage to your residence or bodily injury to others within your residence premises for which you are found legally liable.

  • worldwide coverage

    Worldwide coverage Whether you're in the library or on spring break, wherever your college life takes you, your stuff will be protected up to the policy limits.

  • monthly payment

    Convenient monthly payment plan Coverage for your belongings and liability is made even more affordable in monthly payments automatically billed to your payment method on file.

  • low deductible

    Low deductible With GradGuard Renters Insurance you can choose a deductible as low as $100.


Watch a quick video about Renters Insurance

Our customers rave about our service:

"I was very pleased with the service I got from your agent. She replied to my email very quickly, and she responded to my question in a very clear, concise manner. I very much appreciate the excellent customer service."


"I feel more at ease knowing that my child's electronic devices are covered under insurance while living in a dorm."


"I really need to be able to replace my bike or laptop if they get stolen as I need them for school and it's not like my parents keep hundreds of dollars on hand at all times."

How much coverage do I need?

How much is the stuff in your room worth? You may have more in your dorm or apartment than you think. Use our calculator to help estimate the total value of everything you have with you to help determine whether you can afford to replace your belongings or should consider a renters insurance policy.

Stuff Total $1,000*

*This dollar amount is provided only for illustrative purposes and should not be used as insurance advice. For specific insurance advise related to your personal financial situation, please consult a licensed insurance professional.

1 - Based on quotes in the state of Pennsylvania with $5,000 property coverage and $50,000 liability coverage limits.

Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, CT, FL, and RI. Other program options are available for these states. Claims and coverage subject to policy, language, limits and exclusions.

The content of this website is subject to policy language.